Find the right Cursor, Claude Code, GitHub Copilot, or Codex subscription for how you actually work. No made-up token forecast—just a plan to start with and a clear reason to upgrade.
The simple rule
One agent request can be a two-line edit or a thirty-minute repository-wide task. Model choice, context size, caching, and background agents all change consumption. A precise-looking monthly request estimate is usually less useful than matching the plan to your workflow and watching one month of real usage.
Pick one primary coding subscription. Add a second product only when it solves a different, recurring job—not because both looked good in a comparison. Most individual developers should begin around $10–$60 per month and move above that only after real limits interrupt work.
Subscriptions are easier for everyday interactive work. API or BYOK access makes more sense for automations, CI jobs, shared infrastructure, or workloads where you need metered accounting. If you need that calculation, use the Project Cost Calculator.